Confused about MEDICARE?

So are many other people.

Ask Michael for Help

Your Free Chattanooga Medicare Coach

Medicare Plans Chattanooga
Understanding Medicare

Hi, my name is Michael Labado.

I am a Medicare consultant. My family has lived in the Chattanooga area for the past 30 years. I believe it is important for you to understand all of your Medicare options to find a plan that best fits your needs. I can sit down with you in the convenience of your home -- or just over the phone if you prefer -- and thoroughly explain the differences between plans so we can figure out which option best suits your unique situation.

Medicare Consultations

I will help you navigate the complicated world of federal health insurance with absolutely no cost or obligation. I work with more than 20 companies who pay me to help advise you on signing up, but I don’t work for them—I work for you. I will not push you to a particular plan or provider.

I consider myself an educator, not a salesman. I believe good things happen when I treat people the way I want to be treated: honest and straightforward. I want to be the kind of resource for you that I look for in areas where I am not the expert! I’ll help you even if you choose not to do business with me.

Medicare Advantage Plans Chattanooga
Understand your medicare options so you can make smart choices.
Understanding Medicare:

Medicare gives people 65 or older basic protection against health care costs, but it won’t cover all your medical expenses or the costs of most long-term care. That’s why it is so important to fit your choice to your individual situation.

Your decisions can impact you for years—even deciding not to do anything could have consequences. Set yourself on a path to the coverage and peace of mind you deserve!

When we get together, I will paint a picture of what awaits you and what considerations will affect your decisions: medications you take, which plans your doctor will accept, whether you have VA benefits or work for state government, receive food stamps, plan to continue to work, etc.

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Medicare Supplement Chattanooga
Medicare Plans Chattanooga
Hear from Happy Clients
"

When I met Michael in late 2013, I knew a heart transplant was in my future, so I was concerned with finding Medicare coverage that the premiums, deductibles, and co-pays wouldn’t bankrupt us. Wow! Not only did Michael save our retirement, he still calls every fall just to say hi and make sure I’m getting the best Part D plan for the meds I’m still on or any new ones. I recommend Mike every chance I get.

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- Miki Dion, Ringgold GA
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If you’re looking for someone to help you with your insurance needs, please give Michael Labado a call. His knowledge of insurance made our decisions so much easier to understand. He’s very passionate and wants the best for his clients.

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- Jesse & Cathy Ford
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Mike Labado is a very personable and thorough professional whose knowledge and expertise in all areas of insurance gave me the confidence that this was someone on whom I could rely. You won’t find a better agent who will always go the extra mile for you!

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- Pat Cloyde
    Let’s talk about your situation and what’s best for you and your loved ones.